A 100% Canadian-owned credit union investing in local people, businesses, and communities.
- Personalized financial coaching
- Profit-sharing with members
- Comprehensive online banking
- Up to $4,500 cash back on mortgages
- Community investment initiatives
- Competitive rates on loans and savings
Feel good about your money with Servus's member-focused banking services.
- The Servus Big Share® $1 million contest
- First Home Savings Account with tax benefits
- New mobile app and online banking experience
- Profit sharing for members
- Expert financial advice
- Comprehensive insurance options
Ontario's largest credit union with a full range of banking services.
- No-fee daily banking accounts
- Competitive mortgage rates
- Wealth management services
- Community investment programs
- GIC and high-interest savings options
- Business banking solutions
Why You Should Trust Us
Expert Analysis
Our team of financial specialists brings decades of combined experience in banking and financial services. We conduct thorough assessments of each institution using standardized evaluation criteria to ensure fair comparisons.
Comprehensive Coverage
We examine multiple aspects of each financial institution, including account features, fees, interest rates, digital banking capabilities, customer service quality, and special offerings to provide a complete picture.
Regular Updates
The financial services landscape evolves rapidly. Our team conducts quarterly reviews of all featured institutions to ensure our information reflects current offerings and policies.
Consumer-Focused Approach
Our primary goal is to empower Canadian consumers with the information they need to make confident financial decisions that align with their unique goals and circumstances.
Transparency
We clearly disclose our methodology and any financial relationships with the institutions we review. Our commitment to transparency ensures you can trust the information we provide.
Canadian Perspective
Our analysis is specifically tailored to the Canadian financial market, considering regional differences, provincial regulations, and uniquely Canadian financial products and services.
How We Evaluate Banks
Our evaluation process focuses on six key criteria that matter most to Canadian banking customers:
- Account Options & Fees: We analyze the range of accounts offered and their associated fees, looking for options that provide the most value.
- Interest Rates: We compare rates on savings accounts, GICs, mortgages, and loans to identify the most competitive offerings.
- Digital Banking: We test mobile apps and online platforms for functionality, ease of use, and innovative features.
- Customer Service: We assess the quality of customer support through multiple channels and review customer feedback.
- Special Features: We evaluate unique offerings such as cash back programs, member dividends, and loyalty rewards.
- Community Impact: We consider each institution's commitment to supporting local communities and sustainable practices.